This Privacy Policy outlines the ways in which Crowda Inc. (“Crowda,” “we,” or “us”) gathers, utilizes, and discloses Personal Information in the context of the Crowdainvest.com website and Crowda service (together referred to as the “Site”). It details our practices regarding the use and disclosure of such information, your options concerning these practices, and how you can amend your information. Accessing the Site signifies your acceptance of this Privacy Policy.
We prioritize your privacy and adhere to relevant Canadian privacy laws and regulations. This Privacy Statement may undergo updates periodically. The current version is indicated by the “last update” date at the top of this page. We handle Personal Information in line with the Privacy Statement effective during its collection, unless we obtain your permission for a different treatment. This Privacy Statement is applicable to information we gather or receive about you from any source and is exclusively relevant to Crowda's information collection, use, and disclosure, not to other websites linked from the Site.

Crowda's collection of Personal Information:

For Crowda to fulfil its responsibilities, collecting Personal Information from our clients and potential clients is necessary. Understanding clients' needs, financial situation, and family matters assists in making appropriate investment suggestions and enables Crowda to tailor and improve its Services. Crowda is dedicated to safeguarding the confidentiality of clients' Personal Information. “Personal Information” refers to any data that can identify you. This includes, but is not limited to, your name, address, phone number, email, birthday, age, social insurance number, educational and employment background, banking details, investment goals, and experience. Personal Information, however, excludes your business-related contact details.

Protection of Personal Information at Crowda:

Crowda ensures the protection of Personal Information against loss, theft, unauthorized access, and misuse through appropriate security measures. Personal Information is stored securely, and all Crowda employees are obligated to maintain its confidentiality and protection, in compliance with Crowda's Privacy Policy. The Chief Compliance Officer (CCO) oversees the compliance with laws and standards related to Personal Information. Concerns or inquiries about Personal Information use, including information shared with third parties, should be directed to the CCO.

Crowda's use and disclosure of Personal Information:

The reasons for collecting, using, and sharing Personal Information by Crowda are communicated to clients at the time of collection. Personal Information is used and disclosed for the purposes for which it was collected or as legally required. Crowda shares Personal Information with contracted service providers, requiring them to offer the same level of protection. Personal Information is kept for seven years post-client relationship or longer if necessary, and securely destroyed when no longer needed.

Consent and handling of Personal Information at Crowda:

Crowda strives to ensure clients understand the implications of collecting, using, and disclosing their Personal Information. While explicit consent is generally sought, implied consent may be used. Clients can withdraw consent, subject to legal constraints, but this may affect Crowda's ability to provide services. In certain cases, Crowda may handle Personal Information without consent, such as for legal compliance or fraud prevention.

Inquiries about Personal Information:

Clients are encouraged to contact Crowda to update or correct their Personal Information. Requests for access to Personal Information are addressed by Crowda, with possible restrictions or fees. Clients with concerns about their Personal Information's handling can reach out to the CCO at info [at] crowda.io.

Cookies:

Crowda uses cookies to enhance the Site by understanding user needs and preferences. Cookies are categorized into strictly necessary, performance, functionality, and targeting/advertising cookies. Most browsers accept cookies by default, but settings can be adjusted to refuse them. Restricting cookies may limit access to certain parts of the Site. By using our Site, you consent to our use of cookies as outlined in this policy. Further information on cookies and settings can be found at Google Policies, AllAboutCookies, and YourOnlineChoices.

Consent for cookies:

Be aware that restricting cookies might affect your access to certain parts of Crowda's Site. Deleting or blocking cookies could impact Site functionality. Continued use of our Site indicates consent to our cookie practices. Please review this cookie policy for more details. If you do not agree to the use of cookies on this Site, you should cease using it.